Or whatever holiday you care to celebrate…just change the tree to something else and put whatever text you like. Download here.
This is a 5X7 300ppi psd file that’s very versatile. If you don’t like the blue, just change the color of the background layer by using the paint bucket. Change the text as well for a card that can be used for anything. You can even move the photo layer to the side for more space for the text.
Download here and enjoy!